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You require to be able to claim Virginia exemptions, which usually suggests remaining a resident with the state for at least two yrs just before filing your bankruptcy scenario. In the event you haven’t been in Virginia for 2 many years, you must make use of your prior state of residence, Or maybe federal exemptions.Under a Chapter 13 bankruptcy,

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Your trustee is in command of this process and files your signed documents With all the Place of work on the Superintendent of Bankruptcy. Promptly upon filing, that you are protected from your creditors and the collection calls really should stop.Many people file a Chapter 13 case simply because they make far too much income to qualify to file a C